【双语听读】Favorable policies for settling down in Zhengzhou安家郑州再出好消息

作者：admin 时间： 2026-01-11 135 人浏览

小雪到了，送你小小欢乐，小小祝福，小小如意，小小幸福！与其焦虑不如行动:改变从今天开始

883rdarticle第883期双语推文

NB:Thismaynotbeaword-for-wordtranscript.

Zhengzhouhaslaunched10policiesaimedatyoungpeoplefromallovertheworldandannouncedthatthehousingprovidentfundsinthecitiesinthe"1+8"metropolitanareaare,anotherpolicyhasbeenlaunched:thedownpaymentratioforasecondhomeisreducedto40%,afigurewhichhasbeenconfirmedbybanks.

继“青年人才新政”“1+8”都市圈城市居民买房公积金互认互贷等政策措施后，郑州再出置业利好消息——多家银行确认，二套房贷款首付比例下调至40%。

Throughout2022,ZhengzhouhasbeenactiveinlaunchingnewpoliciestohelppeopleathomeandabroadsettleinZhengzhou.

2022年以来，郑州不断出台的落户新政，让国内外朋友都能放心、舒心地在此安家。

OnSeptember19th,newsthatthedownpaymentrationeededforasecondhomeloanindesignatedareasofZhengzhouwouldbereducedto40%drewalotofattentiononline.

9月19日，一则“郑州限购区内二套房贷款首付比例将降至40%”的消息在网上迅速发酵。

Thenewshasbeenconfirmedbyseveralbanks,includingtheZhengzhouBank,theBankofCommunications,th,2022.ItisapplicableinfivedistrictsofZhengzhou(JinshuiDistrict,ZhongyuanDistrict,HuijiDistrict,ErqiDistrict,GuanchengHuiDistrict),theZhengzhouAirportEconomyZone,ZhengdongNewDistrict,theZhengzhouEconomicandTechnologicalDevelopmentZone,theZhengzhouHi-techIndustrialDevelopmentZone,XinzhengCity,XingyangCityandZhongmuCounty.

对此，郑州银行、交通银行、招商银行、中原银行等相关负责人纷纷表示，郑州限购区内二套房贷款首付比例降至40%的消息属实。此次下调从2022年9月19日起执行，适用地区为郑州市五区（金水区、中原区、惠济区、二七区、管城回族区）和郑州航空港经济综合实验区、郑东新区、郑州经济开发区、郑州高新区、新郑市、荥阳市和中牟县。

,ZhengzhouauthoritiesindicatedthateffortwouldbeputintopromotingtheimplementationofthispolicyinPoliciesandMeasurestoStabilizetheEconomyandPromoteGrowthinZhengzhouissuedbytheZhengzhouMunicipalPeople''smore,thedocumentmadeitclearthatpeoplewhohaveownedahouseandpaidoffthepurchaseloanwouldbetreatedasafirst-timebuyerwhenapplyingforloanstopurchaseasecondordinarycommercialhouse.

此次二套房首付比例的下调是有迹可循的。6月份郑州市人民政府印发的《郑州市稳经济促增长政策措施》中曾提到，要促进二套房首付比例降至40％。对拥有一套住房并已结清相应购房贷款的家庭，为改善居住条件再次申请贷款购买普通商品住房，银行业金融机构执行首套房贷款政策。

Thesubstantialreductioninthedownpaymentratioisapractic,itegcity.

首付比例大幅降低，是实质性的鼓励楼市、激活市场交易的积极措施，是减轻青年才俊置业安家压力的暖心政策，更是郑州这座快速发展的城市拥抱世界的满满诚意。